Last year I shared my all time favorite budgeting technique (You can see it here). Since January I have been asked multiple times a week if there were new budgeting envelopes … Sorry! I’m here today to make it up to you, I promise. Not only have I created 2016 – 2017 budgeting envelopes, but I have improved them, big time! Welcome to
My Grocery Store Epiphany
Yesterday as I was cleaning out our refrigerator, tossing food that had spoiled… again. I had a bit of an epiphany. I picked up some fresh mushrooms, and saw that they were turning bad faster than we could use them up – like so much of the other food, into the trash bin it went. I got annoyed with myself, and said self “Why did
Top 5 Financial Resources
There are a few financial resources / tools that I have used regularly (some for many years) thay have allowed my family to get a secure handle on our fiances – pay off your debts – save for retirement – allow me to stay at home with our boys full-time – and live what I consider to be an exciting lifestyle. Without them, I highly doubt our personal finances would
How to save money!
Whether you live paycheck to paycheck, or you have a nice cushion each month – saving money is crucial, no matter how much or how little you make! When money is tight the question is not if you should save money but how to save money. I am a big fan of systems that can automate things for me. That is why I am such
Payday!! How to handle your money
It’s payday! Now what? I was talking about finances with a friend the other day when she told me that she and her husband make plenty of money – but she never seems to have “enough” in the bank when she logs into to pay her bills … so she pays her bills either on the day it is due – or late. I asked
5 reasons why your finances are failing
Did you know that 75% of Americans live paycheck to paycheck? Are you one of them? Knowing how much of a financial crisis most people are in – keeps me up at night. The worst part is that the majority of people do not even realize it. They have no clue that that they are walking right into a financial disaster. That they are one
No Spend Challenge – 2016 Cards
It has been one full day since I started my two week no spend challenge. So far, I have been successful – granted I did not go anywhere yesterday, but hey – a success is a success! When I announced last week, that I was going to do this no spend challenge starting March 7th until March 21st, I received a few messages from people
No Spend Challenge – Let’s Do This!
*Before I get to today’s post – I want to take a moment to thank all of you so dang much! Thank you for your tremendous support of my Debt Free E-Course. I am so grateful to all of you, and I am so thrilled that so many of you are taking the necessary steps to becoming debt free!! Okay onto today’s post! For a
Better Life Budget – Debt Free E-Course!!
I cannot even begin to explain how excited I am to tell you guys about this! For the past few months I have been working day and night, night and day on a complete Soon-To-Be Debt Free E-Course!! This E-Course works alongside the Soon-To-Be Debt Free Workbook, and dives deep into your personal finances, as well as your overall financial health. Better Life Budget, Facts: This is
Getting out of debt … 6 Reasons why you are not making progress
Setting up a budget is just the first step to getting out of debt. For some people with massive amounts of debt, it can be a very long journey to becoming debt free. There are a few common mistakes people make when they are on their debt free journey. These mistakes cause them to make slow progress, in addition to extending their payoff plan. If
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