This morning I decided to do a year of saving (a little bit each week) to use for whatever we want next year. We put money each month into a savings account for emergencies, but it just sits there. I’ve decided I want to have a little savings account to do something fun with.
Maybe we will cash it out early if we decide to take Greyson to Disney for his birthday this year. It would give us some spending money and a cushion.
I am sure you have all seen either on Facebook or Pinterest the 52-week spending challenge. I like the concept, but I do not like that the amount increases each week and is the most expensive during the Holidays. *Nonsense!* I also do not like that the amount changes. I like the idea of some consistency. I chose to just do $25.00 a week. It is not too high, but it is also *enough* to actually save up to some decent moolah! At the end of 52 weeks you’ll have at least $1,300!
I too like the idea of saving something every week – but didn’t like the idea of increasing or that the largest amount you were suppose to save was during the holidays also – not going to happen. This plan just might work (as the extra savings account and not the one for emergency’s). I’ll try to do it.
i just bought your workbook bc it is AH-MAZ-ING! it’s what i conceptually have been trying to do for the past 3 years and this was the cheapest than any other bloggers! so thank you! i am literally sitting at home right now filling in each page and i didn’t understand what this year of saving was all about, then i noticed you don’t have a category for “savings” in your “balanced budget” and i already direct 10% of my paycheck to a hidden account i cant see. i think each week i’m going to replace the amounts on your yr of savings with that 10% so i can find more motivation and encouragement thru this process! that account will hopefully help me buy a home of my own soon! love your blog!